23 Lazy Ways to Make Money Doing Nothing [2025]

make money doing nothing

Disclosure: This post contains affiliate links to products I trust, such as the Mega Link System, meaning that if you purchase something through the links below, I will receive a commission at no cost to you. Read the full affiliate disclosure here.

Let’s be real – you’ve probably wondered if there’s a way to make money without actually working. Well, good news: you’re not dreaming.

While your friends are grinding away at side hustles that feel like second jobs, you could be earning cash by doing absolutely nothing.

We’re talking about legitimate ways to generate income while you sleep, binge Netflix, or just exist.

Whether you want an extra $50 a month or several hundred dollars, these methods require minimal effort once you set them up.

The best part? Most of them can run simultaneously, so you’re not choosing between being lazy OR making money – you’re doing both at the same time.

Best Websites to Make Money Doing Nothing

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Method Monthly Earning Setup Time Daily Effort Laziness Factor
Honeygain $20-50 5 minutes 0 minutes Maximum Lazy
Swagbucks Watch $30-80 10 minutes 0 minutes Maximum Lazy
Acorns Investing $10-100 15 minutes 0 minutes Maximum Lazy
High-Yield Savings $50-500 30 minutes 0 minutes Maximum Lazy
GetUpside $10-40 5 minutes 2 minutes Maximum Lazy
Rakuten $20-100 10 minutes 0 minutes Maximum Lazy
Ibotta $15-60 10 minutes 3 minutes Maximum Lazy
Dividend Stocks $25-1000 2 hours 0 minutes Maximum Lazy
Peer-to-Peer Lending $50-300 1 hour 5 minutes Pretty Lazy
Steam Trading Cards $5-25 30 minutes 0 minutes Maximum Lazy
Nielsen Panel $50 15 minutes 0 minutes Maximum Lazy
Mistplay $20-80 5 minutes 30 minutes Pretty Lazy
PacketStream $10-40 10 minutes 0 minutes Maximum Lazy
Drop App $15-50 5 minutes 0 minutes Maximum Lazy
MyPoints $25-75 10 minutes 5 minutes Pretty Lazy
Auto-Survey Apps $30-100 15 minutes 10 minutes Pretty Lazy
Real Estate Crowdfunding $100-800 1 hour 0 minutes Maximum Lazy
Robinhood Rewards $20-150 30 minutes 0 minutes Maximum Lazy
Dosh $10-60 5 minutes 0 minutes Maximum Lazy
Crypto Staking $50-500 2 hours 0 minutes Pretty Lazy
Bank Bonuses $200-800 2 hours 5 minutes Pretty Lazy
Credit Card Rewards $50-300 1 hour 0 minutes Maximum Lazy
Robo-Investing $30-400 30 minutes 0 minutes Maximum Lazy

The Ultimate Lazy Money Makers

Some apps are so lazy-friendly that you’ll forget you even installed them until money shows up in your account. Honeygain is the perfect example – install it once, and it uses your unused internet bandwidth to earn you $20-50 monthly without you lifting a finger. Your internet connection is just sitting there anyway, so why not get paid for it?

Swagbucks has a “Watch” feature that literally pays you to have videos playing in the background. You don’t even need to watch them – just let them run while you do literally anything else. Combined with their other passive features, lazy users regularly earn $50-80 monthly.

High-yield savings accounts are the ultimate lazy person’s investment. Put your money in Marcus by Goldman Sachs or similar accounts, and earn 4-5% annually just for existing. If you have $10,000 sitting around, that’s $400-500 per year for doing absolutely nothing.

Nielsen will pay you $50 just to install their app and use your devices normally. They’re collecting data anyway (which everyone already does), so you might as well get paid for it. It’s literally money for living your regular digital life.

The Autopilot Shopping Revolution

Why shop without earning when you can get paid for purchases you’re already making? Rakuten gives you cashback at over 3,500 stores, and once you install their browser extension, it automatically applies coupons and cashback without you remembering to use it.

Ibotta works for grocery shopping – just scan your receipts (which takes 30 seconds) and earn cash back on stuff you bought anyway. Heavy users earn $15-60 monthly just by photographing pieces of paper they would have thrown away.

GetUpside gives you cash back on gas purchases. Since you’re filling up your tank anyway, why not earn 10-25 cents per gallon back? It adds up faster than you’d think, especially if you drive regularly.

Drop connects to your bank account and automatically gives you points for shopping at places you already go. No coupons to remember, no extra steps – just spend money like you normally do and get rewards.

Investments That Work While You Sleep

The laziest money is money that makes more money without your involvement. Acorns rounds up your purchases to the nearest dollar and invests the spare change. Buy a $4.75 coffee, and 25 cents goes into a diversified portfolio. It’s investing for people who can’t be bothered to think about investing.

Fundrise lets you invest in real estate with as little as $500. Your money gets pooled with other investors to buy properties, and you earn dividends without dealing with tenants, repairs, or any landlord responsibilities. It’s real estate investing for people who don’t want to be landlords.

Robinhood offers rewards for keeping cash in your account, plus they occasionally give you free stocks just for signing up or referring friends. Even if you never actively trade, you can earn money through their various reward programs.

Wealthfront is a robo-advisor that automatically manages your investments based on your goals and risk tolerance. Set it up once, and it rebalances your portfolio, harvests tax losses, and optimizes your returns while you focus on more important things (like Netflix).

Gaming the System (Literally)

Even your entertainment time can be profitable with the right approach. Mistplay pays you to play mobile games you might play anyway. It’s not huge money, but if you’re already spending time on mobile games, you might as well earn $20-80 monthly for it.

Steam users can earn money through Steam Trading Cards. Just playing games you already own generates trading cards that can be sold for real money. It’s typically small amounts, but it adds up over time, and you’re literally earning money for gaming.

Crypto staking through platforms like YieldNodes lets you earn passive income on cryptocurrency holdings. While more complex than other methods, once set up, it can generate substantial monthly returns for people comfortable with crypto investments.

The Lazy Person’s Banking Strategy

Banks will literally pay you to switch to them. Bank bonus hunting involves opening accounts that offer cash bonuses for new customers. With proper planning, you can earn $200-800 annually just by moving money between banks and meeting simple requirements.

Credit card rewards programs are perfect for lazy earners who pay their bills on time. Cards with automatic cashback give you 1-5% back on purchases without any effort beyond using the card for expenses you already have.

The key to lazy money making is stacking these methods. Run Honeygain while using Rakuten for shopping, keep money in high-yield savings while earning Nielsen rewards. Each method is small individually, but together they can generate several hundred dollars monthly for minimal effort.

Conclusion

Making money while being lazy isn’t just a dream – it’s a legitimate strategy that thousands of people use to supplement their income.

Start with 3-4 methods that appeal to you, let them run for a month, then add more as you see results.

Your lazy lifestyle is about to become a lot more profitable!

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